Check Your EPF Balance

EPF Balance – A Comprehensive Guide to Check Your EPF Balance (With or Without UAN Number)

A Comprehensive Guide to Check Your EPF Balance. The Employees’ Provident Fund (EPF) serves as a valuable savings tool, with both employees and employers contributing equal amounts towards retirement or job transition funds. Accessing and managing your EPF balance has become easier than ever, thanks to various methods such as SMS, missed calls, mobile applications, and online portals. This article provides a step-by-step guide on how to check your PF balance using different approaches, both with and without a Universal Account Number (UAN).

The Employee Provident Fund (EPF) is a savings scheme in India that helps employees save a portion of their salary for retirement. It is managed by the Employees’ Provident Fund Organization (EPFO). Checking your EPF balance regularly is crucial to stay updated on your retirement savings. Here is a comprehensive guide on how to check your EPF balance, with or without a UAN number.

Check Your EPF Balance with UAN

Check Your EPF Balance with UAN

To ensure a seamless EPF balance check, it is important to have an activated UAN. The UAN serves as a unique identification number for employees enrolled under the EPF scheme, enabling online access to various EPF services such as balance checking, withdrawals, and loan applications. Once your UAN is activated, follow these steps:

  1. Visit the EPFO portal and select the “For Employees” option under the “Our Services” tab.
  2. Choose “Member passbook” under the “Services” section.
  3. On the login page, enter your UAN number and activated password.
  4. Select the relevant Member ID and click on the “View Password [Old: Full]” option.
  5. Your PF details will be displayed on the screen.
  6. If desired, you can download and print your passbook by clicking on the “Download Passbook” option.

Check Your EPF Balance with UMANG/EPFO App

Checking PF Balance with UMANG/EPFO App

The Unified Mobile Application for New-age Governance (UMANG) app allows employees to check their EPF balance and perform other functions like filing and tracking claims. To view your EPF transactions using the UMANG app, follow these steps:

  1. Download the UMANG app from the Google Play Store or App Store.
  2. Select the “EPFO” option listed under the “All Services” tab.
  3. Under the “Employee Centric Service” section, click on “View Passbook.”

Checking PF Balance without UAN

Checking PF Balance without UAN

If you don’t have a UAN or your UAN is not yet integrated with your KYC details, you can still check your PF balance using alternative methods.

PF Balance Check by Sending an SMS

PF Balance Check by Sending an SMS

To check your PF balance via SMS, follow these steps:

  1. Send an SMS to the mobile number – 7738299899.
  2. Format the message as ‘EPFOHO UAN [Preferred Language]’ (e.g., EPFOHO UAN ENG for English).
  3. Ensure that your UAN is active and linked to your bank account, Aadhaar number, and PAN. If not, complete the eKYC process with UAN to enable balance checking via SMS.

PF Balance Check Through a Missed Call

PF Balance Check Through a Missed Call

If your UAN is integrated with your KYC details, you can inquire about your EPF balance by giving a missed call to 9966044425 from your registered mobile number. Follow these steps:

  1. Give a missed call to 9966044425.
  2. After the missed call, you will receive an SMS with your PF details.
  3. Ensure that your UAN is activated, and your mobile number is registered with the UAN to avail of the missed call facility.

Checking PF Balance without Registered Mobile Number

Checking PF Balance without Registered Mobile Number

You can check your PF balance without relying on your registered mobile number. Simply follow these steps:

  1. Visit the PF passbook portal website and log in using your UAN and password.
  2. Select the relevant PF account you wish to check.
  3. Click on “View PF Passbook Old” to see the total employee and employer balances, as well as the pension balance in the last column.

Also Read: RBI Governor List of India: Complete list of all the RBI governors

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